Thursday, December 18, 2025 | 6:30 PM – 7:30 PM | Metro Tech Economic Development Center - Break the cycle of debt and step into the new year with confidence. Strategies for Debt Reduction helps participants understand the most effective and sustainable ways to pay down debt faster—saving both time and money. This workshop will explore: Productive vs. destructive debt; Proven debt payoff strategies (snowball, avalanche, consolidation, etc.); How interest works and how to reduce its impact; Tools for tracking progress and staying motivated; and How to avoid common financial pitfalls that lead to excessive debt 🎯 Bonus: TFCU Financial Counselors will be present to help attendees create personalized debt-reduction plans. This session is perfect for families, individuals, and small-business owners who want to start fresh and build long-term financial freedom.